Get Today's Very Best VA Rate

Take a Minute and Let Us Provide You With the Best VA Rate!

In order to provide you with the very best rate available, we need to collect a small amount of information about your loan needs. VA mortgage rates vary by many factors such as credit history, debt-to-income ratio, loan amount, loan purpose, loan term, lock term and market fluctuations.

Please complete our one-minute rate quote request form to be contacted by a VA loan specialist.. You may also call us Toll-Free at (866) 704-2826 for immediate needs.

Get Started With Your FREE VA Rate Quote

VA Home Purchase VA Refinance

Why VA Rates Are Better With a VA Guaranteed Loan

VA Loan Rates Helped by the Government, Saving Borrowers Money

One of the biggest advantages of a VA loan is the loan is partially guaranteed by the US government. This guaranty is often referred to as a veteran’s entitlement. VA Lenders know that if the loan goes into default, they will not suffer as large a loss. Since the risk is less, the VA loan rate is normally lower than with conventional products not backed by the government.

VA Loans Have No Monthly PMI

When you factor in that VA Loans do not require PMI the savings are even greater. PMI is a monthly premium charged on most other loans if the borrower does not make a down payment of at least 20%. Depending on the loan amount, it can add up to hundreds of dollars a month. Once again, since VA loans are backed by the government, PMI is not required. Here are some examples to demonstrate the high cost of PMI you will avoid with high cost of PMI you will avoid with your VA guaranteed loan.

VA Loan - Estimated Monthly PMI Savings

Conventional Loan Amount Monthly PMI Savings
$400,000 $312
$100,000 $78
$150,000 $117
$200,000 $156
$250,000 $195
$300,000 $234
$350,000 $273

What These Savings Mean To You

Low Rates and no PMI give you more buying power, enabling you to purchase a nicer home for the same monthly payment. Since VA loans also require no down payment, it also saves you a bundle upfront. Many people think that VA loans are more difficult to process. The VA Loan Place works exclusively with VA mortgages, and has streamlined the VA application process. Customer service is our top priority, and seamlessly helping you obtain a VA mortgage is our number one goal.

Ready to get started?

Call and speak to one of our VA loan specialists today. The toll-free number is (866) 704-2826. You can also complete our safe, secure online request form. There is no obligation to you, and no cost to Get Pre-Qualified. You will be contacted by VA loan specialist who will assist you with each step from start to finish.

importantBy submitting your request, you are not obligating yourself. You are simply asking to be contacted by one of our talented specialists who can answer your questions for you. The VA Loan Place works exclusively with military families and have helped people all across the United States understand the VA loan process. It’s fast, easy, and it’s free to get Pre-Qualify.

We'll Contact You Right Away
No obligation or SSN. It only takes 2 minutes
One of our knowledgeable and courteous VA
Loan experts will discuss your options with you

Get Pre-Qualified today - it's fast, FREE and secure!
Get Started Here!
Start your VA loan request. It takes less than 2 minutes.
Loan Type:
Secure form
Fast · Safe · No SSN
Contact us toll-free

Call Us Toll-Free:

picture of happy couple

Your Information is Safe & Secure

GoDaddy SSL Seal: Click to verify (opens in new window)You are currently on our secure server and your personal information is encrypted, offering you the highest level of security.

VA Loan Place: Contact Us By Email, Telephone or Snail Mail
VA Loan Place: Bookmark Us
Back to the top of the page