VA Loan Programs

Purchasing Your Home With a VA Loan

VA Loans Are a Fantastic Choice For Homebuyers, and Here’s Why;

Military service personnel, (active and retired) are the only one’s allowed to use this program. This benefit is provided to you because of your dedicated service to our great country. Did you know that the VA Home Loan Program has helped millions of veterans become homeowners since its inception years ago? Today these loans are more popular than ever. Why? Because they are about the only option remaining that offers 100% financing!

No Down Payment

Saving up for a big down payment can be a difficult task for military personnel, who are constantly moving around the country. Building credit is also more difficult. One of the most difficult aspects of buying a home is saving up for a down payment. A government Guaranteed VA Home Loan is easier to obtain than other types of loans, because you can finance 100% of the purchase price, and the credit requirements are usually easier than with other loans.

No Monthly Mortgage Insurance

VA loans never include monthly mortgage insurance premiums, which saves you money each and every month. Most other loans require this unless you are able to make a down payment of 20% of the purchase price. Another great feature is the VA will allow the seller to pay your closing costs, allowing you to possibly purchase a home with no real out-of-pocket expense.

VA Loan - Estimated Monthly PMI Savings

Loan Amount Monthly PMI Savings
$450,000 $345
$150,000 $115
$250,000 $191
$350,000 $268

Perfect for First Time Home Buyers

If you’ve never owned a home, the advantages of a VA loan are real. Consider the fact that you will not be required to make a down payment, you will not have the extra expense of paying for monthly mortgage insurance, and credit qualifying is generally easier than with other types of loans. The VA also limits the fees you can be charged, saving you even more money!

Lock In Your Rate, Start Your VA Purchase Request!

Get Pre-Qualified today - it's fast, FREE and secure!

No obligation or SSN. It only takes 2 minutes

Streamline Refinance of Your VA Loan

Lower Your Rate Without a Lot of "Red Tape"

You have a VA loan now and you would like a better rate. Our Streamline Refinance is designed to do just that, without a lot of annoying paperwork. You could save hundreds of dollars a month, with very little effort on your part.

The VA Streamline Refinance is a fast and easy way to lower your rate and start saving money today.

About VA Streamlines:

  • No upfront costs
  • No income verification
  • Lower your rate with minimal documentation!

Lock In Your Rate, Start Your VA Streamline Refinance Request!

important If your current interest rate is too high, take advantage of the historically low rates available now and start saving money every time you make your mortgage payment. Experts predict rates will increase soon, so don’t waste another day. Whether you currently have a VA loan or any other type of loan, a VA Refinance can add up to big savings!

Request a VA Streamline Refinance - it's fast, FREE and secure!

No obligation or SSN. It only takes 2 minutes

New Cash-Out Refinance Option

The Veteran’s Improvement Act of 2008 made it possible to refinance your home and borrow up to 90% of your homes equity. This money can be used to consolidate debt, do home improvements, or satisfy other needs. Rates are near historic lows for these loans, and when you lower your rate and use your home's equity to pay off other debts, the overall monthly savings may be huge!

Lock In Your Rate, Start Your VA Refinance Cash Out Request!

Take the first step in your VA Loan by getting in touch with a VA Specialist.

Request a VA Cash-Out Refinance - it's fast, FREE and secure!

No obligation or SSN. It only takes 2 minutes
Get Started Here!
Start your VA loan request. It takes less than 2 minutes.
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